Loans

Loan management made easy.

Quick time to market

The product factory enables you to define various different types of loans such as mortgage loans, personal loans, car loans and revolving credits.
It is the same product factory used to define account products which ensures consistency throughout the system.

Customise your products

The product factory contains a library of product components which allows you to rapidly assemble new products.
For example a revolving credit with monthly capital repayment as a percentage of outstanding balance and yearly fee or a more straightforward installment loan.
If required, you can add new components to reflect a particular way of calculating interest or fees.

Easy loan origination

The loan origination processes are pre-defined and configurable via the workflow editor.
You can easily add new steps, new decision rules to fine-tune the loan origination process to your requirement.
Different types of loans can be associated with different types of workflows.
A dashboard overview provides a quick insight in the overall situation and helps your decision processes.

Loans dashboard

Easily manage loans via the familiar dashboard view.
Loan information such as transaction history, calculation history, schedule workflow events and product characteristics helps you manage loans from a centralised place.

Easy follow-up

Tailor the pre-defined loan follow-up workflows to reflect how you work.
Decide when to sent reminder messages, when to charge late interest penalties.
Keep control and identify poorly performing loans quickly.