Customisation by configuration.
The product factory enables you to create any type of banking product by simply selecting from a list of pre-built components.

Quick time to market
The product factory enables you to define various different types of loans such as mortgage loans, personal loans, car loans and revolving credits. It is the same product factory used to define account products which ensures consistency throughout the system.

Customise your products
The product factory contains a library of product components which allows you to rapidly assemble new products. For example a revolving credit with monthly capital repayment as a percentage of outstanding balance and yearly fee, or a more straightforward installment loan, or a savings account with yearly credit interest or a basic current account with monthly interest and an annual fee. If required, you can add new components to reflect a particular way of calculating interest or fees.
From current accounts to term deposits
Account Setup
The account opening processes are pre-defined and configurable via the workflow editor.
You can easily add new steps, new decision rules to fine-tune the account opening process to your requirement.
Different types of accounts can be associated with different types of workflows.
Account Management
Easily manage accounts via the familiar dashboard view.
Account information such as transaction history, calculation history, schedule workflow events and product characteristics helps you manage accounts from a centralised place.
Current Accounts
Current Accounts
Savings Accounts
Savings Accounts
Term Deposits
Term Deposits
End-to-end loan processing made easy
Loan Origination
The loan origination processes are pre-defined and configurable via the workflow editor.
You can easily add new steps and new decision rules to fine-tune the loan origination process to meet your requirements.
Different types of loans can be associated with different types of workflows.
Loans Dashboard
Easily manage loans via the familiar dashboard view.
Loan information such as transaction history, calculation history, schedule workflow events and product characteristics helps you manage loans from a centralised place.
Loan Follow-up
Tailor the pre-defined loan follow-up workflows to reflect how you work.
Decide when to send reminder messages, when to charge late interest penalties.
Keep control and identify poorly performing loans quickly.