Today's core banking solution built with tomorrow's technology.

The combination of a low-code development platform, a micro-services architecture and open API's makes Naqoda Banking Platform a solution built to last


Naqoda Banking Platform is built on the basis of our Low-Code Development Platform, providing limitless configuration and customisation possibilities with minimal or no coding.


Application modules or services can be deployed independently from each other, offering your organisation unprecedented scaling ability and straightforward deployment flexibility.

Open API

Our open API works two ways. Not only does it offer the ability to access all application functions through REST, SOAP and file based interfaces, but communicating with other systems is also made extremely easy.

Cloud? Your choice.

Naqoda Banking Platform is cloud enabled and can be deployed any which way you like.

Naqoda Banking Platform cloud solution is an end-to-end solution that is purpose-built to leverage virtualised and containerised environments, has built-in mobility support with scale, meets security standards and aligns the value of data with the costs of protecting it.
We work with Amazon Web Services to deliver a cloud optimised scale-out architecture and a backup and recovery software platform to efficiently manage, scale and deliver core banking services.
Naqoda Banking Platform is also available as a self-hosted platform.

Seamless integration

We don’t like reinventing the wheel. Naqoda Banking Platform integrates with established solutions in domains such as payments, accounting & regulatory reporting to provide you a complete solution.


Naqoda Banking Platform integrates with local payment system providers to provide an end-to-end payments solution covering everything from money transfers to direct debit mandates.


Naqoda Banking Platform includes its own multi-currency ledger and supports accruals and valuations. A framework based on accounting events is in place to easily integrate with 3rd party accounting solutions.


Naqoda Banking Platform has an integrated reporting engine that will cover most of your operational reporting needs. If required, it can integrate with local solution providers to cover regulatory reporting requirements.

Next-generation core banking is NOW.

A strong foundation based on interactive workflows, forms and business rules, makes our software state of the art


Drag, drop, connect and run. It is easy to define workflows in Naqoda Banking Platform using the integrated workflow designer. A library of prebuilt steps is included giving you a head start in configuring Naqoda Banking Platform to match your business needs and not the other way around.


The Naqoda Banking Platform drag-and-drop form designer lets you easily create and modify forms. Forms are used to interactively capture data during a process flow or to interact with your customers. Forms can be run in the browser, on a tablet or on a mobile device, all from the same design.

Decision Rules

The decision rules designer enables you to define your business logic so that the system can apply it consistently to your business processes. This not only leads to consistent execution but also provides a reference in terms of the rules themselves that helps in documenting your processes.

And there's more.

The Naqoda Banking Platform framework includes the latest in terms of security, usability and technology.

  • Role based access controls
  • Audit trails
  • Sensitive data encryption
  • Online validations
  • Multi-level authorisation
  • Automated exception reporting
  • Reporting & templating engine
  • Integrated case management
  • Online help
  • Real-time monitoring
  • Live dashboards
  • Notifications & alerts
  • 24×7 availability
  • Multiple delivery channels
  • Multi-entity & multi-tenancy